Privacy Policy

1. Introduction

Liquid ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights with respect to it. It applies to all users of the Liquid platform, including merchants and customers.

2. Information We Collect

3. How We Use Your Information

We use collected information to:

• —Operate and maintain the Liquid platform
• —Process wallet deposits, payments, and merchant payouts
• —Apply and track discounts accurately
• —Display relevant merchant locations and active discount windows to customers
• —Send transactional notifications (e.g., flash sale alerts, payment confirmations)
• —Comply with legal obligations
• —Improve platform features and user experience

4. Payment Data

All payment processing is handled by Stripe. Liquid does not store credit or debit card numbers. By using Liquid, you also agree to Stripe's Privacy Policy. Customer deposits are subject to Stripe's standard processing fees, which are disclosed at the time of deposit.

5. Sharing of Information

We do not sell your personal information. We may share information with:

• —Stripe — for payment processing and merchant payouts
• —Merchants — limited to transaction data relevant to purchases made at their location
• —Service providers — who assist in operating the platform under confidentiality obligations
• —Law enforcement or regulators — when required by law

Merchants receive only the information necessary to process and record a transaction — they do not receive your full payment details or wallet balance.

6. Data Retention

We retain customer and merchant data for as long as your account is active and for a reasonable period thereafter, or as required by law. Transaction records are retained for a minimum of 7 years for financial compliance purposes.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• —Access the personal data we hold about you
• —Request correction of inaccurate data
• —Request deletion of your account and associated data
• —Opt out of non-essential communications

To exercise any of these rights, contact us at: team@liquidwallet.co

8. Security

We implement industry-standard security measures to protect your data, including encryption in transit and at rest. However, no system is completely secure, and we cannot guarantee absolute security.

9. Children's Privacy

Liquid is not intended for users under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of material changes through the app or Merchant Portal. Continued use of the platform after changes take effect constitutes acceptance of the updated policy.

11. Governing Law

This Privacy Policy is governed by the laws of the State of Maryland.

12. Contact

For all privacy-related inquiries: team@liquidwallet.co