Liquid for Merchants

Liquid is a customer loyalty and dynamic pricing platform. It lets you attract customers during slow periods and reward repeat visitors. Customers pre-load money into a Liquid wallet, then pay directly through the app for in-store purchases and pickup orders.

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How customer payments work

Customers fund their wallet

Customers add money to their Liquid wallet using a card. They pay a 2.9% + $0.30 processing fee per deposit — you absorb none of that cost.

They scan and pay

At your location, they scan a QR code generated by the Merchant Portal. Funds are drawn from their wallet in FIFO order — oldest deposit spent first.

You receive payouts via Stripe

Payments go directly to your connected Stripe account. Every transaction, discount, and payout is logged in real time in the Merchant Portal.

Transaction cap

You can set a maximum transaction amount so no single payment exceeds the amount you specify.

Cooldown time

Optionally set a minimum time between orders from the same customer. Completely optional.

POS integration

If you have a POS system, transactions can be integrated directly. If not, the Merchant Portal is your complete transaction record.

Discount windows

You have three tools to offer discounts, all configured through the Merchant Portal. Liquid always shows the customer their single best available rate — only one discount applies per transaction, and the highest rate wins.

Off-Peak Hours

Recurring scheduled windows where a flat discount applies. You pick specific days of the week and time ranges. You can set multiple off-peak windows — each with its own discount percentage. Set once, runs every week automatically.

Flash Sales

Spontaneous discounts you invoke on demand — generally at a higher discount rate. Set a start datetime, an end datetime, and a flat discount percentage. Customers see a live countdown timer in the app. You have complete control over when to run them and how deep the discount goes.

Base Tier Discounts

Commitment-based discounts. The higher the upfront deposit from the customer, the higher the discount you offer. Thresholds run from $50 up to $350 and above — you set the percentage at each threshold yourself. The discount is tied to the deposit, not the customer's total balance. Every deposit is independent.

A customer who deposits $100 gets 20% off that entire $100. But if they spend $50 of it and later add another $10, that $10 is its own separate deposit — discounted only at whatever rate $10 qualifies for on its own. The discount is tied to the deposit, not the customer's balance.

The Merchant Portal

Your central hub for managing everything on Liquid. Runs entirely in any web browser — no app, no hardware required.

Discounts. All three discount windows — off-peak hours, flash sales, and base tier thresholds — configured directly in the Portal.

QR Code. The QR code customers scan to pay is generated in the Portal. Display it at your counter or on a table card.

Transactions. Every payment, discount applied, and payout is logged in real time.

Location Settings. Your name, address, image, transaction cap, and timezone are managed here.

Payouts. Your Stripe Connect account is linked through the Portal. All payouts route there.

liquidwallet.co/dashboard/qr-code

Liquid merchant portal — QR code & payment

Liquid merchant portal — discounts & flash sales

What customers see

Customers browse locations organized by whichever discount window is currently active — flash sale, off-peak, or base tier. If no discount is active, your location still appears in their recent locations.

The discount badge always shows only the single best rate. Flash sales display a live countdown. Off-peak windows highlight the specific active slot.

At checkout, the discount applies automatically — customers see it broken out in the order summary before confirming payment.

Liquid tracks each customer's lifetime savings across all locations.

Customer view — merchant with flash sale

Get started with Liquid

Email us your business details and we'll be in touch within 24 hours.

Apply for access team@liquidwallet.co